Health insurance is a safe and advantageous method of defending yourself and your relatives from the unplanned expenses related to illness or loss of ability to work. Prophylactic medical events, charges on an operation, rehabilitation period it is all costs a lot of money, especially it comes hard to the family, if that, who supports other family members materially became ill. The insurance will help to secure the future and prosperity of relatives.
How does it work?
Insurance indemnifications come true in fact of establishing of diagnosis or loss of efficiency, and the size of payments determines before hand the insured person. For example, you signed an agreement on an insurance sum in size of a 25000 hrn., if you will become ill the fever of lungs, a size of compensation will be 10% from a sum, i.e 2500 hrn. Issue an insurance is possible for a man or woman under age 69 and for a kid from 1 year. Getting insurance payment, you can dispose of money on your discretion.
Insurance company is interested in that you have a correct diagnosis, in fact it is their charges too. The specialists of insurance companies try to check up prescribing of doctors of private medical centers, in fact that is no secret, that optional, but expensive inspections prescribes to a patient, promotes food additions under the guise of “unique curing elixir”, earning on the trustfulness of patient. Id est, when you have an insurance policy, visiting the doctor, you get the rational list of medical services, and only necessary inspection of the health status.
What criterias influence on medical insurance?
Today services of doctors in Ukraine cost not cheap, and the cost of many necessary for treatment medications is equal to the living wage. Sponsorship in case of unforeseen situations with a health will help quickly return to the usual rhythm of life without debts. The presence of insurance policy will help to compensate losses for period of temporal incompetence.
Health insurance is issued at an acceptable price, herewith the cost of policy will treat you much cheaper in comparison with the cost of pharm preparations and payment for consultations of doctors. Pricing depend on the list of risks, complication of the chosen program of insurance, place of residence, state of health in the moment of making a deal. Tariff on voluntarily medical insurance is possible to bring down due to the:
- exceptions of medical centers of lux class and private resort hotels with the reserved numbers for patients;
- franchise on profile specialists (25-50% from the cost of visit of doctor you can pay personally);
- a policy will treat to you cheaper, if you eliminate unlimited provision of medical preparations.
An agreement enters into an action from the moment of redemption of the first payment. If you issue a contract of health insurance, you can count on:
- urgent medicare – arrival of ambulance, consultation, examination and hospitalization;
- services of stomatology – operative treatment, examination, anaesthesia, x-ray photography;
- an ambulatory help – call of the specialist to indicated address, diagnosticating of disease, providing in case of illness sick-leave authorization;
- medical hospital – inspection, intramural and extramural consultations of doctors, payment of being in a hospital chamber, providing with medications.
Issue insurance of a health, and you’ll get a skilled help and economy of money on treatment!
You’ll get European quality service. Affordable costs on an insurance policy will justify expenses on therapeutic treatment. Services of lawyers of “Insurance Concierge” – is only professional support, operationability and advantageous for a client collaboration.
