Property insurance

Description

What can be insured?

First of all, property, that belongs to the insured person on ownership rights or that he disposes of on rights for a lease, leasing, rent and if it is not insured by a proprietor.

• Structural elements (apartments, private houses)
• Interior decoration (renovation)
• Domestic property (furniture, technique, equipment)
• Responsibility (before neighbors)

From what it is possible to insure?

• Fire, smoke, explosion, thunderbolt
• Damage by water
• Unlawful actions of the third persons (robbery, brigandage, etc)
• Falling off the pilot-controlled aircrafts

What types of insurance programs are?

Sum of insurance according to the contract of insurance depends on the program of insurance

Program Classic.

At this variant property as the subject of insurance is described in detail. The sum of insurance is the cost of property that is wished to insure. Examination and photographing are conducted. There are no limits on the sum of insurance.  The franchise can be chosen.

Program Express.

With the rapid and comfortable variant of insurance without examination of property and photographing,  the sum of insurance by the contract is up to 2 000 000 UAH. The deductible is 1 %.

Advantages

• It is possible to ensure all the risks by one agreement, the economy of time, absence of expenses on examination of the property and expert estimation
• A complex agreement costs cheaper, than to ensure everything separately
• You choose terms and property which you want to insure.

For Business

Legal entities, individuals entrepreneurs, or individuals who use the property for commercial purposes.

What can be insured?

Any property, that belongs to the insurer on ownership rights or that he disposes of on rights for a lease, leasing, rent if it does not conflict with current legislation.

• buildings, structures
• separate apartments
• equipment
• machines and mechanisms
• internal communications
• devices and vehicles
• inventory and technological rigging
• electronic technique
• furniture, interior items and interior decorating of apartments (including a window-pane and shop-windows)
• products, raw material, materials, and other properties.

 What risks it is possible to insure?

• fire (arson)
• explosion
• thunderbolt
• falling off the pilot-controlled flying objects or their parts
• natural disasters
• influences of water
• unlawful actions of the third persons
• breaking of glasses, shop-windows, and other similar building
• the collision of surface transport vehicles or automotive machines on an insured property
• influence of water transport vehicles or self-propelled floating engineering structures
• the direct action of the shock wave of the supersonic airplanes.