Do you know, that 95% of suffering motor-car enthusiasts is displeased of a paid sum of an insurance policy? Herewith 5% of victims try to defend their rights in a court, and other 90% can only guess, what profits the insurance company receives, in fact they are advantageous not to pay complete sums or not pay quite.
Function of insurance policy is to cover a damage caused to the participants of accident on condition that damages will be fixed at registration of accident. Very often, many damages are not taken into account in documents, if you allow it you will have to repair them for the personal funds. But at literate approach it is possible to get insurance payment that will be equivalent to the really inflicted damage. In practice insurers do not hurry to compensate expenses on repair, avoid payment or search an occasion to understate a sum that is needed on renewal of car.
How to get due by law money from an insurance company?
What does influence on reduction of sum of compensation?
A difference between actual damage and insurance compensation must be paid by the guilty side, the few knows here, that, if evaluation examination was conducted by the specialist of insurance company, on hands you will get a sum, that will substantially differ from that will be paid for repair
What can be the cause for understating of insurance payments:
- If a few participants of incident or culprit are quite absent in an accident
- If accident happened on the road with an immobile transport without the included overall signals;
- The cost of repair parts is purposefully understated (experts bring in a calculation details that don’t correspond to the serial number of brand of car);
- Understating of evaluation cost of repair, by the method of incomplete list of damages;
- The representatives of police not always fix all damages, especially those that is visible only. Because of this in the act of examination data about damages which is difficult to find out at superficial examination can be absent.
- The experts of insurance company do not contribute debatable damages in the act, however in the judicial order it is possible to recover the cost of repair.
- Factitious increase of wear of repair parts, that affects on the eventual sum of insurance compensation;
- Understating of cost of work of motor mechanics.
Examination of damages is a serious and versatile task, that professionals must do, taking into account your interests, rather than just interests of insurance company.
If examination was done by experts from an insurance company, be ready, that indemnification will not cover all expenses on repair.
That these problems did not affect on your purse, it is necessary to take the copy of evaluation examination and calculation on repair at the insurance company , whereupon you should appeal to the specialists of company “Insurance concierge”. If problem in understating of sum of the caused damage we will conduct independent and competent examination.
What you can undertake, if the sum of payments is unsufficient to the repair?
In any situation try to defend your rights to the last!
We will help you to do the analysis of examination and estimate the real damage after road traffic accident and to issue statement of claim and exact compensations for the accident insured.
The lawyers of our company will protect your rights, if
- you got a formal refusal in payment without reasonable on that explanation
- a sum is intentionally understated by an insurance company.
With our help you will get an exactly that sum that fully will cover expenses on repair.
Use maximally your rights in any situation!
