Tourist insurance

Description

Why does it so important?

How many of us love the time of vacations especial if the rest is planned abroad. If you are going on vacation by yourself or with family “Insurance Concierge” recommends you to look after the health. Tourist insurance is a very comfortable and useful thing, in addition, insurance is needed for the visa of citizens who goes on the territory of other countries.

Terms of insurance

Here are some of them:

• Insured can be a person from 1 year to 80
• Insurance defense operates all over the world
• The maximal term of action of insurance is 1 year
• Deductable from 0 to 250 euros (within of this sum damage is not covered)
• Insurance coverage from 5 000 to 100 000 euro

Insurance risks

• Providing urgent stationary help (services and medications)
• Medical evacuation / repatriation (including transporting)
• Repatriation of body
• Providing urgent ambulatory help (services and medications)
• Urgent stomatological help
• Payment of passing of the urgent messages and telephone conversations, related to the offensive of accident insured
• Return to the country of permanent residence, if the departure of the Insured person did not take place in good time caused by the occurrence of insurance event (payment of the cost of tickets)
• Early return to the country of permanent residence in case of death of close relative (payment of the cost of tickets)
• Transporting of children of the insured person under age 15 to the place of inhabitation in case if the Insured person is hospitalized (payment of the cost of tickets)
• Visit of the Insured person by one of the close relatives, that lives in Ukraine, if the Insured person was hospitalized more than on 10 days (payment of the cost of tickets)
• Organization of services of the advocate in administrative processes, if an insured person put a judicial action (assistance)
• Search and delivery of lost luggage (assistance).

Recommendations for those who go abroad!

Don’t forget! It is far advantageous to arrange insurance by the program of multi travel. It will give to you an opportunity to travel not tying down to the dates. Insurance contract concludes on one year Your task only to control the days of arrival abroad, choosing from 30, 60, 90,180 days during a year.

Payment of compensation and indemnification

Take note of this! There are two methods of compensation for an accident insured.

The first: insurance company transfers all charges on treatment on the bank account of the clinic. You don’t have to worry about your personal finances, it is very comfortable.

The second: You pay all the expenses, and after returning to Ukraine an insurance company compensates them. In this case, you must have a sufficient sum and it is necessary to collect all checks for the given services and medications.