Liability Insurance

Description

What Does Liability Insurance Cover?

First of all, remember! Liability of proprietor of transport vehicle for the damage caused through his fault to the health, life, and property of the third persons (not being in family connections with a causer). From 19.09.2011 in connection with the changes in legislation the insured person can be any driver who manages a transport vehicle on legal grounds (must have a driving certification of the corresponding category, technical passport, and insurance).

The main advantages of  the liability insurance  from “Insurance Concierge”

• professional help of lawyers
• technical service
• the departure of the emergency expert into the place of accident
• a zero deductible (complete insurance payment)
• the policy applies to any driver that manages the insured transport on legal grounds
• the assured money compensation in a reasonable term and in full
• preferential rates to the pensioners who own the insured vehicle

Insurance sum

Such as limits of payments established according to the law it corresponds to the following dimensions:

500 000 UAH in case of damage, caused to life and health of the third persons (on one victim)

250 000 UAH in case of the damage caused to property (from one victim to five persons)

Deductible

Due to the flexible terms of the contract, you can choose the size of the deductible that will determine the final value of the contract.

Material damages  0% .

Life and health – 0%

What is the maximum period of insurance?

Maximally the contract of insurance can be concluded on a year and on condition transport vehicles are registered and situated on a permanent basis in the territory of Ukraine and do not pass Obligatory technical control (OTC). In that case, if transport vehicles have temporal registration or pass ОТC an agreement concludes on a term from 15 to 365 days.

How much does Car Insurance Cost?

Mostly the cost of the policy depends on the next parameters:

• type of transport vehicle (volume of the engine, carrying capacity, passenger capacity
• place of registration;
• period of the use (for the annual policies of OSAGO);
• sphere of the use;
• the driving experience of the persons admitted to the management;
• term of action of policy.

What do you need to get insurance?

• passport and identification number
• driver’s license
• certificate of registration of transport vehicle (technical passport)
• the protocol of the technical state if the transport vehicle falls under it
• document on the basis that you have a right to issue the policy of OSAGO on the favorable terms (if you have it).

You can order policy by phone or by sending a request by filling the form.