Car Insurance

What Is Car Insurance?

All transport vehicles, that are registered on the territory of Ukraine and belongs to the proprietor, economic possession, operative management rights or other legal grounds (contract of tenancy, leasing, commissions, etc.) and also the additional equipment set on a transport vehicle.

• passenger cars
• trucks
• busses
• trailers, cargo vehicles

What risks does the insurance policy cover?

It is useful to know that except for the standard risks of road traffic accidents and car theft the contract envisages material indemnification for the damage, caused as a result of natural disasters, fires, unlawful actions or other external physical influences and unforeseen events.

• The road traffic accidents: any damage to the transport vehicle and its additional equipment as a consequence of road traffic accidents.
• Risk of car theft is any illegal laying hands on a transport vehicle by driving away it, plunder and robbery attack independently of place and time.
• The damage to a car as a consequence of other events. The damage of transport vehicle or its additional equipment caused by robbery attack, stealing of separate component parts, natural disaster (falling of trees, floods, high wind), falling of foreign objects, explosion, and other external influences.

Deductible

Conditional deductible:

Damage a size, of which does not exceed the deductible indicated in the agreement, is not covered by the contract of insurance, if damage more than a franchise, payment is produced in full.

Absolute deductible:

Fixed sum tied to the cost of transport vehicle (can be shown both in a percent and in money equivalent) that is not paid regardless of the size of the damage.

 Insurance sum

It is the size of the market or actual value at the moment of purchase of transport vehicles. For all subsequent years of insurance, the amount is set without depreciation wear for every year of exploitation of transport vehicles.

Advantages of insurance with the Insurance Concierge

• Reliably
• you save your time and money
• service of support
• professional help of lawyers
• technical service
• the departure of the emergency expert into the place of accident
• the assured compensation of money adjustment in a reasonable term and in full